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M-Day/Traditional Retirement Services
 
The North Carolina National Guard Retirement Section provides information on benefits and entitlements in order to prepare Soldiers and their families for retirement. This section also ensures the understanding of the Reserve Component Survivor Benefit Plan (RC-SBP) Program. 
 
Once you receive your 20 year letter you have 4 options that will impact your retirement pay and benefits. These options are; retired reserve, discharge, remain in the guard, and the stand by reserve.
 

 Planning for Retirement Before 20 Years of Service

 
If you are planning on retirement from the National Guard there is some information you should know before you reach 20 years of service. In order to earn the maximum retired pay at age 60 you should start planning for retirement early to earn the maximum retirement point each year.
Click for more information: Army, Air Guard
 

 20 Years of Service Information

 

Once you have completed 20 years of service you should learn about your retirement benefits. Some of these benefits must be claimed within 90 days of receiving your 20 year letter.

Click for more information: Army, Air Guard

 

 Gray Area Retirees

 

Gray area Retirees are soldiers who have completed 20 years of service but have not reached the age for retired pay. While in this period there is some information on benefits you should know.

Click for more information. Army, Air Guard
 

 Applying For Retirement Pay

 
Soldiers who have completed 20 years of service and reached the age to receive retired pay must submit a packet. Retirement pay is not automatic and must be applied for. Some soldiers are eligible to receive pay earlier than age 60.
 
Click for more information: Army, Air Guard 
 

 TRICARE at age 60 and ID Cards

 

 Once you reach age 60 and apply for retired pay you will await a response from HRC Ft Knox for your approval letter. This letter is what you will take with you, and your spouse if applicable, to any ID Card facility to receive your retired ID card(s). Once there, you will also verify that your DEERS enrollment is correct. This is important because you are now eligible and enrolled into Tricare Standard with the option to upgrade to Tricare Prime based off your home of record. There are no monthly premiums with Tricare standard. You as the retiree will be responsible for any co-pays.

 
At age 65 you become eligible for Medicare Part B, and your Tricare transitions to Tricare for Life.  The Retirement Office recommends enrolling in Medicare Part B because as soon as you are eligible for Medicare Part B, Tricare becomes secondary.  The advantage of enrolling in Medicare Part B is that Medicare will file to Tricare for you when it has completed its payments.  If you have any other insurance, you as the customer will be responsible for filing to Tricare for the remainder of any charges accrued.
 

 

 

 SOP and Handouts

 
 

 Questions? Fill Out This Form or Call Army (919)664-7565 Air Guard (704) 391-4269

 
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 Reconnect

 
To receive updates on Retiree events please fill out the form below. 
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